PROPERTY INVESTMENT WEBINAR

Galaxy of Homes focuses on North England properties because the region offers one of the best balances between affordability, rental demand, and long-term growth for buy-to-let investors. A few key reasons:

1. Lower Entry Prices – Property values in the North are significantly lower than in the South of England or London, meaning investors can start with a smaller capital outlay.
2. Higher Rental Yields – Rental returns in cities and towns across the North (like Grimsby, Cleethopes Immingham, Hull, Durham County and surrounding areas) are often much stronger compared to the South, giving investors better monthly cash flow.
3. Strong Rental Demand – University towns, growing job markets, and affordable housing needs drive consistent demand for rentals.
4. Regeneration & Growth – The North has seen billions in government and private investment (e.g., Northern Powerhouse initiative, transport infrastructure, city-centre redevelopments), which supports long-term capital appreciation.
5. Risk Management – By focusing on this region, Galaxy of Homes leverages local expertise, trusted contractor networks, and deep market knowledge, reducing risks for investors.

In short, North England offers the “sweet spot” of low-cost entry, high yields, and solid growth prospects, making it the most strategic area for Galaxy of Homes to specialise in. Please go through the below video for a better understanding: https://youtube.com/shorts/oSfVGAr5RTg

There are 3 different cases where you can save tax -

1. When you are in a higher tax bracket and your partner is in a lower tax bracket.
2. When you are in a higher tax bracket, but your partner does not work at all.
3. When both of you are in a higher tax bracket.

Also, to save even more tax, you need to buy properties with higher refurb.

Please refer to our YouTube video and get a clear understanding on how to save tax while purchasing a buy-to-let property: https://www.youtube.com/watch?v=aDafAik3sb8

Done-up properties usually come with a higher price tag because someone else has already added the potential for capital growth. One of the key ways to make profit in property investing is by buying low and adding value. With a done-up property, there is little room left to improve it further or boost the rental yield. This reduces your return on investment (ROI), especially if you’ve bought in a high-cost area.

Sometimes these renovations are just quick touch-ups that look good on the surface but hide deeper issues, which will increase your maintenance costs.

Cash purchase means payment of the entire investment amount in week 12 (completion date) of the purchase process. But it is generally advisable to buy via mortgage of 2 or 5 years. Landlords go for remortgage in most cases.