Purchase

It relies on your choice in which your background and risk appetite plays a major role. The right way of financing is either a mortgage or a cash purchase. Always invest in category-3 properties to get the highest capital gain. Later you can invest in category-2 and category-1 simultaneously to get the optimal gains.

Cash purchase of property in the UK means paying the total investment amount on the completion date or week 12 of the purchasing procedure, but we suggest buying through a mortgage of 2 to 5 years. Most landlords choose to re-mortgage for this.

You can select any one among these two. However, the tax structure will be different for both of these options. An Ltd company is always more prone to have higher interest rates. If one partner is in a greater tax bracket and the other is in a lesser one, you can invest in a 99:1 ownership ratio. We can take care of the total process with ease and efficiency.

Always buy a personal name business in the name of the person who is in a lower tax bracket. But if you and your partner earn more than £50000 per annum, it is always better to form a Ltd company as an SPV unit for the purchase.

There are three types of property purchases in the UK in the Galaxy of Homes ambit. They are the following.

Type 1: investment £42-44K, rent- £450 p.c.m, price-£50-65K.

Type 2: investment £46-48K, rent- £475-525 p.c.m, price-£65-80K.

Type 3: investment upwards of £48-50K, rent- £525-575 p.c.m, price-£80K+.

When buying more than property from us, the most common property-buying ratio should be type2:type2:type 1. The rest relies on the realities of the buyer at the time of purchase.

Yes. We, as a reliable brand, offer Galaxy Discover tours on weekdays. On the tour, we show our clients our 10000 sq ft office and allow them to meet with our employees. We also take the landlords for a drive to show numerous fully refurbished, semi-refurbished, or zero-refurbished properties.

There is a notable reason behind property sourcing in the UK. Properties in northern England are more inexpensive than in the eastern and southern parts of the UK. Rental demand is higher in the northern part compared to other parts of the country. In the northern parts, capital appreciation is also decent. Hence investors receive a decent capital and rental yield in that part for their investment to get the property.

Type 1: investment £42-44K, long-term capital gain - low, rental income – high,

Type 2: investment £46-48K, long-term capital gain - medium, rental income – medium.

Type 3 – investment above £48-50K, long-term capital gain - high, rental income – medium.

The choice of property type is yours. The purchasing power, appetite, mode of purchase, risks, and funding help decide an option.

Yes.

Yes, for sure. We serve clients from different countries like Singapore, Australia, UAE, Hong Kong, Netherlands, UAE, etc.

Yes. We have a fully furnished office in Kolkata, West Bengal, India. We have skilled and experienced directors who will take care of all of your needs for property investment in the UK.

Yes. You can join the webinar irrespective of your knowledge of English. We offer all our information in simple language so anyone can understand what we are saying.

You can not buy property in your child's name unless they earn it. You can keep them in the joint name. But we suggest not doing so as they can lose the advantages for a first-time buyer. They might not get the stamp duty exception, either. 

If you don't invest now, you will lose by 18%. The 9% inflation rate will hit your investment and make the capital lose. You may also lose a 9% rental return, which you might get by investing in the buy-to-let market. So, you have a total of 18% loss you can face.

If you invest in a healthy deposit and get a decent income, you can borrow 75% of the buying cost. For instance, if the cost of the property is £60000, the bank will provide you 75% of £60000, which is £45000.

Yes, your parents can offer help with your deposit. They can gift you that as a part of the mortgage procedure. The lenders will need them to sign a gift deposit later. Parents or close family members can put their savings in an account associated with a family offset mortgage. Always discuss your options with a specialist.

Yes. We keep all the details of clients safe and confidential.

No. The deposit money should come from personal savings or Ltd company transfer. Your partners can also gift you the money.

Yes, many of our clients are from outside of the UK. There is no need to visit a property for purchasing. We can do everything remotely and effectively. You can get your income in your international bank account. But if you are from overseas, you can not avail of the mortgage services.

We send the deals of property investment in the UK to the prospective landlords through WhatsApp. Then they choose and lock any among them by giving us a reply on WhatsApp. It is important to fill up all the necessary information like name, address, phone number and email ID with £2100 as a 50% fee.

People from overseas can set up a company in the UK and purchase properties under that company name. They can not get a mortgage because they don't have a British passport.

Hiring a letting agent or property investment company in the UK is necessary because there is no alternative to local insight and expertise while selecting or letting buy-to-let properties. We are well aware of the most property types. We know which property can be achieved. We will find you the right tenants. Our effective services will help you avoid expensive and distressing mistakes.

No. It's because we follow a certain model which won't work if your property is already in the market. However, some exemptions can exist in some cases.

No. A person can not invest in buy-to-let property investment in the UK if they are on a temporary visa in the UK.